Veterans with Disabilities

Opening an NC ABLE account allows Veterans with disabilities and/or their family members to save and invest tax-free without losing access to VA benefits or other public supports. On Jan. 1, 2026, the age of eligibility increases to 46. This means that a person of any age with the onset of disability prior to the age of 46 with other eligibility criteria will be able to invest for today's expenses and tomorrow's needs.

Key Benefits for Veterans

Tax-free accounts

Save and grow your money without paying taxes on earnings when funds are spent on qualified disability expenses

No impact to benefits

NC ABLE funds will not impact your service-connected benefits

Preserve your VA pension

Funds in an NC ABLE account do not count as assets for means-tested VA benefits

Supplements other benefits

Money in an NC ABLE account does not count as an asset and can be used to supplement other public benefits

Veterans Maximizing Benefits with ABLE (ablenrc.org)

ABLE Age Adjustment Fact Sheet (ablenrc.org)

Thank you to the ABLE National Resource Center (ABLE NRC) for providing detailed information for Veterans.