Eligibility

Age of Eligibility

Beginning Jan. 1, eligibility for the NC ABLE Program is expanding to include people whose disability began before the age of 46! This means more people will have a path to financial independence with the opportunity to achieve a better life experience.

Are you or someone you know eligible for the NC ABLE Program?

Living with a disability can add some difficulties and hurdles in life. Saving and investing should not be one of them.

In 2014, federal legislation known as the Achieving a Better Life Experience (ABLE) Act was passed. It established tax-advantaged savings accounts for eligible individuals to save funds for qualified everyday expenses—without endangering eligibility for benefits.

NC ABLE accounts are available to qualified individuals across the United States. Eligible individuals can open an account for themselves, or an authorized individual can open an account on their behalf.

You’re eligible if your disability was present before the age of 26 (age 46 as of Jan. 1), and at least ONE of the following is true:

1

You have a disability with a written diagnosis from a licensed physician that can be produced if requested; OR

2

You experience blindness as determined by the Social Security Act; OR

3

You are eligible for SSI or SSDI because of a disability.

Take the NC ABLE Eligibility Quiz.

NC ABLE Enrollment Checklist

The NC ABLE Enrollment Checklist outlines what you need to open an NC ABLE account for yourself or someone else.

Open an NC ABLE Account Now

Ready to open your NC ABLE account? Click here to get started.